When insurance doesn't seem important until after the loss.

A phony contractor returned materials for gambling money and got caught.

When the insured burns his car and boat.

A man gets caught for filing claims on phantom boats. No Flying Dutchman involved.

When the first carrier won't pay maybe a second one will.

What exactly triggers the maintenance exclusion?

When material misrepresentation is involved, it's the details that matter.

An insured gets caught falsifying receipts and photos for her claim.

Windstorm and when the deductible applies.

Agent falsifies policies for commissions.