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Personal Lines
Homeowners HO 00 03 03 22 Revisions Section II Liability Coverages Part I
The first section of the analysis discussion Section II Liability of the revised HO 00 03 Homeowners Special form.
Fraud of the Week: Over-insurance for Profit
A man buys a house, over-insures it, then it catches fire.
Fraud of the Week: Scam Roofers Caught
When the roof scam perpetrators get caught.
Insurance Coverage Q&A: What are Functional Replacement Materials?
When dealing with functional replacement cost loss settlement, what products are considered functional replacements?
Fraud of the Week: When a Contractor isn't a Contractor
Supposed contractor gets caught spending insurance proceeds.
Fraud of the Week: When not Everything Burned
A man made a claim for property that hadn't been damaged.
FC&S Looks Back at 2021
A synopsis of the past year.
Insurance Coverage Q&A: Appraisal and Coverage
Can an appraisal be used to determine coverage and not just amount of loss.
Libations from the Insurance Library
When the Insurance Library has a virtual party and drinks are involved.
The Twelve Days of Insurance
The FC&S Editors' version of the Twelve Days of Christmas. Not all our inspirations are policy analysis!