A summary of the ISO Circular for October 13, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A discussion of a bulletin published by the Missouri Department of Commerce & Insurance announcing the moratorium and what it entails.

A discussion of a bulletin published by the California Department of Insurance announcing the signing of SB 495 and its provisions.

Falsifying damage and injury claims results in federal prison, not a claim payment.

If a person is injured while driving an employer-provided vehicle and receives UIM benefits from the employer's insurer, can that person stack those UIM benefits with UIM coverage from a personal auto policy?

The insured is displaced by damage to his primary policy, and wants compensation when he moves into his secondary property and no longer rents it out via Airbnb.

An overview of the pair or set clause, and just what property it can be applied to.

A discussion of a bulletin published by the Wisconsin commissioner reminding insurers of their obligation as it may affect eligibility for FEMA assistance.

A discussion of a bulletin published by the Texas Department of Information providing information on the assessment and recoupment.

A discussion of a bulletin published by the Washington Office of the Insurance Commissioner asking auto, renters, and homeowners insurers to give grace to affected workers.