Coverage for Airbag Deployment February 1, 2016 If airbags deploy because of hitting a pothole, is there coverage under a standard personal auto policy?…

American Association of Insurance Services (AAIS) developed its farm umbrella program in response to the growing liability exposures that face today's farmowners.

The AAIS form GL-2 Ed 2.0 is used to provide farm personal liability coverage for liability exposures on the insured premises and personal activities.

The ensuing loss exception to certain perils.

Claim Made Years after Death of Insured January 18, 2016 I am handling a claim for a daughter who lost her mother multiple years ago. The daughter informed…

PAP Exclusions January 11, 2016 We have an insured with a PP 00 01 personal auto policy who rented his 99 Dodge Ram truck to a construction company…

The AAIS Home-Based Business Coverage Form—Property Reviewed December 1, 2015Property Coverages Summary: The Association of Insurance…

Wall-to-Wall Carpet over Hardwood December 28, 2015 I have a coverage question that has arisen with a partial loss house fire on an AAIS Form HO3.…

Homeowners Section II Exclusion December 28, 2015 Summary: The homeowners business pursuits liability exclusion, which also appears in the…

Personal Auto Accident Question December 21, 2015 Under a personal auto policy we have a situation in which our insured struck the rear of another vehicle,…