Replacement Cost and the Actual Cost to Repair or Replace March 14, 2016 I have on my desk today three claims that involve other structures, and all…

This chart works through determining whether an accident is collision or other than collision.

Sinkhole Collapse and Mine Subsidence  March 14, 2016 What Is Encompassed by These Endorsements? Summary: Loss resulting from…

This is the archive chart from 2016 on matching statutes.

HO 25 99 07 15 Sinkhole Loss Coverage - Tennessee, July 2015 Edition

This article discusses the lead related endorsements within the ISO dwelling program.

Question of whether insured vehicle is covered while being used in newspaper deliveries.

Purchase from Craigslist Is Not Replacement Cost January 27, 2016 We have a theft claim involving a 2005 ATV. Per the insured the ATV is used to service…

Recorded Statements and Transcripts February 29, 2016 We recently had a homeowners claim wherein the insurance company requested a recorded statement…

Volunteer Fireman and PAP Coverage February 22, 2016 The insured is a volunteer fireman and has a personal auto policy. He leaves his home to respond…