The endorsements for cosmetic damage exclusions are explained.

Settlement for Loss of Cell Phone June 13, 2016 A cell phone is part of a covered loss in a homeowners policy. The insured obtained the cell phone at…

Limited Loss Settlement for Windstorm or Hail Losses to Roof Surfacing June 13, 2016 Summary: This new ISO endorsement provides limited…

Describes the coverages for this type of farm real property in the ISO form FP 00 14.

HO 06 46 04 16 Limited Loss Settlement for Windstorm or Hail Losses to Roof Surfacing, April 2016 Edition

Discusses coverage for losses subsequent to wildfires.

In this column from the April 2016 issue of Claims Magazine, Christine Barlow discusses some new exposures emerging in the insurance industry.

Discusses and analyzes the coverages for farm property such as dwelling and appurtenant structures in ISO form FP 00 12.

Waste from Dogs Left Alone May 23, 2016 The landlord owns a home insured on a DP-3. The tenant dies off premises, leaving two dogs inside, unknown…

Duty to Defend—State Case Law   May 16, 2016 A State-by-State Summary   Summary: We noted in another discussion (see Duty to Defend…