Off-premises power disruption and damage to property.

Oil Delivered into Basement October 16, 2017 An oil company delivered oil to the wrong address and filled the basement with oil causing damage. Is the…

Calculation of Repair or Replacement Costs   October 9, 2017   My client lives in Marin County, California where the costs of the building…

This article analyzes the loss payable endorsement, PP 03 05. This endorsement is attached to the PAP when a lienholder exists for the insured vehicle.

Appraiser Objectivity October 2, 2017 When involved in an appraisal I have found it more and more common that the appraiser for the insurance company…

Television Damaged by Rain   September 25, 2017   We have a circumstance where a homeowner was throwing a backyard football party for some…

Deciphering Wind Deductibles What happens when there are multiple windstorms affecting the same property? What is a wind occurrence? How many deductibles…

Flood Coverage   September 18, 2017   On the ISO Flood Coverage Endorsement Form, CP 00 10 10 12, ​Does the…

When to Add Youthful Drivers to Policy September 5, 2017 It has always been our understanding that youthful drivers with only a drivers permit were…

Hurricanes and Cemeteries August 29, 2017 In light of the devastating effects of Hurricane Harvey, it seems appropriate to consider one of…