This Part 1 - Definitions describes and analyzes the liability and medical expenses definitions in the Businessowners (BOP) Coverage Form.

With a proposed effective date of 10/1/2026, ISO is revising endorsement CG 24 13 Amendment of Personal And Advertising Injury Definition.

A summary of the ISO Circular for May 19, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Coverage for mobile equipment is a rather complex subject, given that coverage is split between the business auto and general liability coverage forms. We will look at the coverage provided by each of these forms, as well as how the coverages are designed to be applied in actual claim scenarios.

A summary of the ISO Circular for February 27, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

This article reviews the Category 07 Special Trade Contractors endorsements that can be attached to the Businessowners policy.

This article reviews when additional insured endorsements should be added to a policy and why.

A summary of the ISO Circular for January 23, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

The use of cattle in a horse cutting event may be excluded.

In this article, liability endorsemsents used with the Farm Liability Coverage form are summarized.