Many people start their own companies as a way to make a living. This group of people created a fraud ring instead and took to burning houses for the insurance money and other illegal acts as their business.

Updated daily, provides an overview of the ISO optional endorsements providing business interruption coverage for COVID-19 disruptions and constant updates from insurance departments as they issue bulletins.

CW: Attempted Suicide. The Wisconsin Supreme Court found that a man who was gored by a bull while working in his employer's livestock yard will not receive coverage.

Water presents one of the more confusing issues in coverage. The difference between backup, overflow, and discharge is important for determining coverage but these are not defined policy terms. Likewise, whether the water comes from drains or sewers on or off premises makes a difference as well. This article reviews this issue and homeowners and commercial property endorsements that provide coverage.

More often than you might imagine we get questions concerning deceased individuals and cleanup of remains. This particular question deals with a named perils policy.

Found in favor of a policyholder in a case that reaffirms an insurer's broad defense obligation, holding that an insurer could not evade coverage on the grounds that the insureds were not acting in an insured capacity.

When the slip and fall isn't necessarily accidental.

Discusses the problems of buying insurance on price alone.

An insured put up with insufficient airflow for several years when a regular inspection would have caught the problem much earlier. But will there be coverage for this insured's loss?