Emerging Risks


August 09, 2021

FC&S has an advanced search function now to make it even easier to find exactly what you need.

August 08, 2021

This analysis describes the introduction of new replacement forms for the ISO Commercial Cyber product. This is Part One of the analyses, which identifies the forms being replaced and provides an analysis of form CY 00 03, Sections I-IV. A separate analysis will address the remaining sections of that form. Additional contract analyses will address this comprehensive replacement of the ISO cyber product, to be effective 11 21.

August 08, 2021

A woman gave false information to avoid getting in trouble.

This is Part Two of a multiple part contract analyses of ISO Cyber replacement forms to be effective 11 21. Part Two continues the analysis of CY 00 03 11 21, covering Sections V-X of the Information Security Protection Cyber Policy, which replaces form CY 00 03 11 18.

August 03, 2021

Recording of July 28 webinar Condominiums- Insurance: Your Questions Answered.

August 02, 2021

Many people will claim that personal property is stolen in order to obtain a payout from their insurance carrier. This case involves the supposed theft of fur coats.

August 02, 2021

The insured is a body shop, who happens to be repairing a customer auto. While having the care, custody and control of a client's car, an employee collided…

July 30, 2021
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The Eleventh Circuit has found that the lower court did not err in finding coverage for damages that a condominium complex suffered as a result of Hurricane Irma, nor did the court err in only awarding a fraction of the amount sought by the Condominium Association.

July 28, 2021

Current requirements of carriers in light of wildfires occurring in California.

July 26, 2021

Above ground pools suffer from age and wear like anything else. When the neighbor's pool collapses and causes damage to the insured's property, is there coverage?