This Q&A deals with an installer's instructions to a homeowner regarding the need for a replacement appliance and a claim for damages caused by the older appliance.

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the third of five articles analyzing the form, discussing Perils Insured Against and Exclusions.

Commercial auto has been the line most affected by social inflation, with rewards and settlements for accidents regularly surpassing $10 million.

An insured researched how to set fire to a building but forgot about possible surveillance cameras across the street.

A surfing instructor is injured on the job, and the carrier says w/c coverage doesn't apply but the Jones Act does. What's correct?

This second discussion of form, HO 00 14, Contents Comprehensive form covers personal property, loss of use, and ALE.

Insurers and underwriters should be wary of general severability clauses that could potentially strip any meaning from an exclusion that would otherwise serve to exclude coverage for all insureds.

Explanation of the Gulfstream Property and Casualty Insurance Company liquidation.

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form.

The current cost of lumber and other building materials is unusually higher than normal; how does this affect claim settlement when the loss occurred before the building materials become so expensive?