Civil authority and additional living expenses are often the first coverages that come into play after a storm.

Discusses a NJ law requiring insurers to provide applicants and policyholders seeking commercial property coverage with a one-page mandated summary addressing loss of use and occupancy of a commercial property and business interruption.

The accumulated articles and questions and answers surrounding additional living expenses (ALE).

HO 00 14 03 22 Homeowners 14 - Contents Comprehensive Form. New form designed for more mobile insureds.

A court has refused to dismiss a COVID-19 business interruption insurance coverage lawsuit stating that the plaintiffs had alleged evidence of physical loss or damage, which is covered under the policy.

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the fourth of five articles analyzing the form discussing Conditions under Section I.

Is an honest mistake a compensable loss?

Police officers who aren't good at crime.

When you sell something on Facebook you can't later claim that it was stolen.

Michael Miguel, Principal at McKool Smith and Micah E. Skidmore, partner in Haynes Boone's Insurance Recovery Practice Group, comment on the recent case of first impression filed by the producer of The Morning Show against its insurer, Chubb.