A man is charged with insurance fraud, car title application fraud and obtaining property by false pretenses for pretending to be the lienholder on a vehicle.

An insurer denied a claim made under a commercial property policy based on the policy's water backup exclusion.

When a stand alone outdoor sign is hit by a vehicle, how does coverage apply?

These endorsements add various insuring agreements to the commercial crime policy and coverage form and/or the government crime policy and coverage form.

It provides insurance protections for affected consumers.

It will affect nonrenewal rules in personal auto policies.

A summary of the ISO Circular for June 18, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

The ISO chart showing Leasehold Interest Factors for 5%.

The declarations page for the ISO Homeowners policy forms.

FC&S is delighted to annouce that it is celebrating it's 95th year of providing policy analysis and interpretation.