ISO Programs


Presents several claim questions regarding ice damming as a cause of loss on commercial properties.

January 07, 2021

Updated January 7, 2021<br> With the popularity and attention ride-sharing has received, it is no wonder that new endorsements have been created. The…

Questions a comparison of the primary and noncontributory additional insured language in a Travelers specific policy as compared to the ISO endorsement CG 20 01.

December 14, 2020

Discusses whether putting a substance in a gas tank is covered as vandalism under the personal auto policy.

November 30, 2020
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Endorsement is identical to CG 21 50, but this endorsement provides an exception. Specific activities must be listed in the endorsement or the policy declarations as exempt from the liquor exclusion.

November 30, 2020
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Deletes the liquor liability exclusion in the CGL form and replaces it. The term"in the business of" is eliminated. Instead, the exclusion applies only if the insured (1) manufactures, sells, or distributes alcoholic beverages, (2) serves liquor for a charge, regardless of whether or not the activity requires a license or is for the purpose of financial gain, (3) serves liquor without charge if a license is required for such an activity; or (4) permits any person to bring alcoholic beverages onto the insured's premises for consumption on the premises.