Provides liquor liability coverage as a stand-alone coverage.

Explains the ISO CGL liquor liability exclusion with cited court cases and includes a chart of the recently updated liquor liability grades by state.

Discusses business auto liability coverage for hired and nonowned autos.

Business auto endorsement to add hired auto coverage.

Business auto endorsement to add additional insured and/or loss payee.

Business auto endorsement to add employee as lessor.

Declarations for Business Auto coverage