Investigators discovered that an actress from the hit show "Yellowstone" contributed to the more than $161 million lost to workers compensation fraud in California during the 20-21 fiscal year, according to the state insurance department.

Gangs try to take over fire cleaning service and extort other companies.

When you should have changed coverages before the loss occurred.

A police officer behaves badly.

Kidnapping is always a no-no.

When an insured changes deductibles and tries again.

A contractor is caught with more payroll than declared employees.

When you end up in prison for lying about a claim.

An agent misbehaves in order to increase commissions.

When insurance doesn't seem important until after the loss.