Coverage Format


May 01, 2023

If neither the AI system nor its operator hold rights over the material, are these works simply public domain? Not necessarily.

April 30, 2023

When a tree falls on a travel trailer, does coverage fall under the dwelling policy or the auto policy for damage to the trailer?

April 30, 2023

Fraud of the Week<br>Auto fraud - California<br>Amount - $35,000<br>A joint investigation by the California Department of Insurance and the San Joaquin County…

April 30, 2023

The justices of the Supreme Judicial Court of Massachusetts found the term "physical abuse," as used in the abuse and molestation exclusion in the homeowners' policy, was ambiguous, and that a single pushing incident was "abuse" as contemplated by the exclusion.

April 30, 2023

This article reviews a number of issues surrounding deductibles and how they should be applied.

Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.

April 28, 2023

The Colorado Insurance Department has issued a bulletin regarding ALE and other settlement payments related to damage from various wildfires.

April 28, 2023

Although Crestbrook covered many of the Bucholzes' losses, it denied a generalized claim for mold growing in their walls and heating, ventilation, and air conditioning system.

April 28, 2023

Even though the district court misapplied the burden-shifting analysis from Texas insurance law, the Fifth Circuit affirmed the verdict in favor of Crestbrook because the insurer successfully "demonstrated that a generalized mold claim [was] excluded under the policy" purchased by the insureds.

April 26, 2023
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CP 03 20 04 18 Multiple Deductible Form. It can be applied to the builders risk, building and personal property form, condo association form, condo commercial unit-owners form, standard property policy and tobacco sales warehouses coverage form.