Coverage Format


April 25, 2023

Looks at the differences in claims-made vs occurrence coverages, and how the retro date affects coverage under the claims-made form.

April 25, 2023

The policyholders claimed they should have been offered another opportunity to waive stacking for UM/UIM coverage when they removed a vehicle from their auto policy.

April 25, 2023

Florida's recent "tort reform" bill has upped the ante for policyholders seeking to hold insurance companies accountable for bad faith.

April 25, 2023

A unanimous Pennsylvania Supreme Court has ruled that removing a vehicle from an auto policy does not create another opportunity to waive stacking for UM/UIM coverage.

April 24, 2023

An insured is arrested because he lied about pre-existing damage to his vehicle when reporting a claim to try to get the damage covered.

April 24, 2023

A vehicle is sent to an insured but it never arrives; is there coverage?

April 24, 2023

The judges of the Commonwealth Court of Pennsylvania pointed out that, while "coverage" refers to a specific risk included by an insurance policy, "reimbursement" means paying someone back for money already spent.

April 24, 2023

If an insurance company updates the statute of limitations for their policy via endorsement, must the company also update the statute of limitations in the policy itself?

April 21, 2023

The Appeals Court of Massachusetts reversed the dismissal of claims against an insurance company after it admitted it had a duty to defend its insured in an underlying matter but refused to do so, remanding its insured's allegations of breach of contract and unfair or deceptive practices.

April 21, 2023

An ambitious fraudster crashes cars and floods houses in attempts to get claim payments.