Commercial Property Program


March 16, 2026

A discussion of a bulletin issued by the Kentucky Department regarding use of satellite and aerial imagery.

March 16, 2026

The appellate court determined if there was one occurrence, due to COVID, or 29 occurrences, due to governmental shutdown orders.

March 08, 2026

A $1.3 million lesson: the Court of Appeals ruled that the sublimit applied since the insured failed to show duty to advise and reliance.

March 05, 2026

A summary of the ISO Circular for March 5, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

February 23, 2026

When the neighboring building is damaged and the insured's wall is damaged as well, is there coverage?

February 16, 2026

With a proposed effective date of June 1, 2026, ISO is revising the title of one commercial property endorsement and adding three new endorsements. According to ISO, none of these endorsements add or remove coverage under the policy but are a clarification or reinforcement of coverage intent.

January 22, 2026

Definitions of common weather terms.

January 22, 2026

An overview of some common winter storm issues, with related articles from FC&S.

January 21, 2026
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CP 99 15 06 26 Exclusion - War and Military Action which can be attached to the Commercial Property Coverage Part and the Standard Property Policy.

January 21, 2026
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CP 99 14 06 26 Condition - Litigation Funding Mutual Disclosure which can be attached to the Commercial Property Coverage Part and the Standard Property Policy.