When a downed power line causes a surge that damages equipment, is there coverage?

A US District Court ruled that a management agreement does not override the provisions of an insurance contract.

The ISO CP 10 10 10 12 Causes of Loss - Basic Form.

A summary of the ISO Circular for June 15, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Determining what is part of the building or personal property on a flood policy.

A collection of articles related to hurricane exposures and losses.

The ISO FC 00 01 04 18 Commercial Flood Policy.

When a storm leads to damage from rain, mudslides and falling rocks, what perils and deductibles apply?

When an insurer hires a contractor to repair the property and the contractor doesn't repair it correctly, is the insurer responsible for seeing the project through to correct completion?

A discussion of a bulletin published by TDI announcing the data call for applicable insurers writing business in catastrophe areas.