Some of the editors' favorite questions that were submitted this year.

The Washington Office of the Insurance Commissioner has issued an emergency order due to the recent Atmospheric River and resultant flooding.

Review of the exclusion for foundations below the basement or surface of the ground. What about the machinery?

When a customer's ordered vehicle is damaged while modifications are being made before delivery, where is coverage found?

When a policy contains a wind/hail deductible as well as the policy deductible, which deductible applies in a given loss?

A breakdown of hurricane categories and wind speeds.

A summary of the ISO Circular for October 28, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

An overview of the Unfair Claims Settlement Practices Act.

When tenants are displaced due to a loss and housed in empty apartments, can the insured still collect loss of business income?

When a windstorm causes a pole to break in half which then causes a fire, what's the proximate cause of the loss?