Commercial Property Program


November 10, 2011

SPOILAGE COVERAGE ISO Form CP 04 40 November 2, 2011 Summary: The Spoilage Coverage form, CP 04 40 06 07, can be used to modify the Building…

November 03, 2011

Leasehold Interest Coverage Reviewed November 2, 2011 ISO Simplified Commercial Property Program Summary: Leasehold interest insurance protects…

Replacement Cost Less Than ACV Our insured owned a building that was destroyed by fire. The building was insured on an ISO form CP 00 10 10 90. The…

Water Damage Claim to Interior of Building October 10, 2011 Insured alleges that during Hurricane Irene, contents sustained water damage due to roof…

Discusses business income coverage for unbilled hours of work during a suspension of operations from a covered peril.

Temperature Change Endorsement Allows Coverage for Loss of Inventory October 10, 2011 Our insured did not suffer direct physical damage from wind or…

Faulty Workmanship Exclusion Prevents Coverage for Property Loss October 10, 2011 Our client's landlord contracted roof repairs to be done on the…

October 10, 2011

A question of coverage when mold coverage is provided for seepage or leakage of not more than fourteen days.

Discusses coverage for lead and asbestos remediation.

September 20, 2011

If a Building's Keys Are Stolen, Does Insurer Pay to Change Locks? September 19, 2011 If the insured has a commercial building policy and the building…