When a hotel suffers damage from a collapse, how the policy defines collapse is critical to whether or not coverage is provided.

A discussion of the home-based-business endorsement HO 07 01.

Hit-and-Run Driver Responsible for Property Damage Claim August 29, 2011 A hit-and- run driver hit a car, which in turn was pushed into a building.…

Discusses application of depreciation in determining actual cash value with regard to commercial property, personal property, and autos.

Does a bomb threat that triggers evacuation trigger business income loss coverage?

How does negligent action of contractor impact insured's coverage for business income?

Differentiating between when business income or extra expense applies.

Discusses loss of business income and time to be restored to normal income level.

Questions if the monthly limit of indemnity on the business income coverage form also applies to the utility services - time element endorsement.

Discusses business income when autos are involved.