Liability Coverages


Coverage for mobile equipment is a rather complex subject, given that coverage is split between the business auto and general liability coverage forms. We will look at the coverage provided by each of these forms, as well as how the coverages are designed to be applied in actual claim scenarios.

February 27, 2026

A summary of the ISO Circular for February 27, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

February 02, 2026

This article reviews the Category 07 Special Trade Contractors endorsements that can be attached to the Businessowners policy.

July 21, 2025

This article reviews when additional insured endorsements should be added to a policy and why.

January 23, 2025

A summary of the ISO Circular for January 23, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

October 14, 2024

The use of cattle in a horse cutting event may be excluded.

September 01, 2024

In this article, liability endorsemsents used with the Farm Liability Coverage form are summarized.

July 28, 2024
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The ISO FL 01 63 04 16 Amendatory Endorsement that can be added to the Farm Liability policy to add pollution liability.

July 27, 2024
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FL 04 07 10 88 Additional Insured and Residence Premises endorsement.

July 27, 2024
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The ISO FL 04 32 04 16 Additional Insured - Executors, Administrators, Trustees or Beneficiaries endorsement.