This is the fourth and final part of a series of articles discussing the liability coverages of the Businessowners Policy, BP 00 03. This part discusses the Limits of Insurance and the liability Conditions portions of the policy.

This is an analysis of the liability coverages of the Businessowners Coverage Form, BP 00 03. This is Part 3 of the analysis, which addresses the liability and nuclear energy exclusions.

This is Part 2 of an analysis of the Businessowners Liability coverages, which addresses the coverages, supplementary payments, and who is an insured portions of the coverage form.

This Part 1 - Definitions describes and analyzes the liability and medical expenses definitions in the Businessowners (BOP) Coverage Form.

With a proposed effective date of 10/1/2026, ISO is revising endorsement CG 24 13 Amendment of Personal And Advertising Injury Definition.

A summary of the ISO Circular for May 19, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Coverage for mobile equipment is a rather complex subject, given that coverage is split between the business auto and general liability coverage forms. We will look at the coverage provided by each of these forms, as well as how the coverages are designed to be applied in actual claim scenarios.

A summary of the ISO Circular for February 27, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

This article reviews the Category 07 Special Trade Contractors endorsements that can be attached to the Businessowners policy.

This article reviews when additional insured endorsements should be added to a policy and why.