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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Trophy Animals July 19, 2010 I have a client that has several mounted trophy animals. The trophies were damaged in a fire. The question of valuation…
Coinsurance Clause and Additional Coverages under Commercial Property Policy For a commercial property policy, do the coinsurance requirements applied…
Care, Custody, or Control of Tools at Issue in Theft Loss July 13, 2010 Our client is insured under CP 00 10 04 02 and CG 00 01 12 07.The insured and…
Prompt Notice of Loss in Question July 13, 2010 Our firm was contacted by a senior assisted living apartment complex that just discovered after approximately…
BOP Coverage for Liability Claim Based on Food Illness July 13, 2010 My question concerns the ISO Businessowners form, BP 00 03 01 06, with attached…
BOP Coverage for Gasoline in Underground Storage Tank July 13, 2010 The ISO Businessowners form describes business personal property as "in or on the…
Directors and Officers Liability Exclusion Prevents Double Recovery July 13, 2010 Under a Habitational Association Directors and Officers Liability…
Loss Conditions Section of Property Policy and Duty of Insured July 13, 2010 We have a commercial loss that happened about six months ago. To date,…
Business Personal Property as Defined in BOP July 5, 2010 I have a client that has several mounted trophy animals in his office. They are trophies from…
Work You Performed Exclusion not Applicable to Safety Inspection July 12, 2010 Our insured has a garage coverage form. He was hired to inspect a customer's…