Coinsurance Clause and Additional Coverages under Commercial Property Policy

For a commercial property policy, do the coinsurance requirements applied to building, business personal property, and business income coverage affect the amount of recovery for the additional coverages such as pollutant clean-up or ordinance and law?

Texas Subscriber

The separate limits of insurance that apply to additional coverages are not affected by the coinsurance clause–they are separate from the policy limit to which the coinsurance requirements apply.