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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Tenant's Dog Damages Property June 28, 2010 We insure a dwelling under an HO 00 03 10 00 ISO form with a Limited Fungi, Wet or Dry Rot &…
BOP Coverage and Business Income, Extra Expense, and Debris Removal Claims June 14, 2010 Our insured’s building and stocks of merchandise covered…
Discusses coverage when property owned by utility company, kept on insured's premises, causes a loss.
Flood Policy, Gulf Oil Spill, and Homeowners Coverage June 7, 2010 We're receiving several calls on this incident from worried residents in Louisiana…
GKLL Coverage Compared to CGL Coverage Our insured is considering moving from one carrier to a new carrier. The insured is a radiator repair and windshield…
Pollution Exclusion and Products Liability Claim We insure a manufacturer that makes a product used in the maritime industry on boats and barges. If…
Recall of Products Claim Against Insured Our insured is a distributor of womens designer dresses. The supplier of dresses to our insured claimed that…
Posting on social media and personal and advertising injury coverage.
Automatic Coverage for Newly Acquired Property June 1, 2010 Our insured is a bank and the coverage is under a standard CGL form. During the term…
Question regarding whether the cost of a generator is a covered extra expense under CP 00 30.