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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Off Premises Coverage for Backhoes and Other Such Vehicles We are concerned about coverage under ISO homeowner forms for "motor vehicles" that could…
Trailer Includes a Pig Cooker? May 5, 2010 Our insured owns a pig cooker. This is essentially a large grill with wheels that has a hitch you attach…
Boat Club Member an Owner or Renter of Boats? April 14, 2010 We have been presented a claim where the claimant was injured on a boat. The boat was part…
Vehicle Titles as Personal Records May 5, 2010 I have a question regarding coverage under a HO3. The insured has 24 titled vehicles for road use. A…
Settling Due to Leaking vs. Natural Causes May 5, 2010 The policyholder submitted a claim for a broken water pipe hidden behind the walls of his home.…
Questions if 22 year old son is insured under Homeowners policy.
Questions if damages made by condo association in making repairs are covered by condo owner's policy.
Discusses intended and unintended vandalism.
When firefighters crush underground lines with the fire truck, is it an auto or cgl claim?
Watchdog on Duty Our insured's home was broken into. The thieves locked the insured's dog in the bedroom while the theft was occurring. The dog damaged…