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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Improvements and Betterments Valuation July 13, 2011 I have some questions regarding the application of the language in the standard CP 00 10 in the…
Tree Removal Coverage under Property Form July 13, 2011 First party wind claim where two trees fell on and caused damage to roof of insured’s…
One Occurrence or Multiple Occurrences in Theft Loss July 13, 2011 Insured runs a coin operated laundry with two change machines. On the morning of…
Coverage Extension and Care, Custody, and Control Coverage July 13, 2011 On commercial form CP 00 10, business personal property includes property of…
Garage Policy and Coverage for Property of Customer May 23, 2011 The insured has a garage coverage form with symbol 27 and 30 to describe covered autos.…
Direct Physical Loss under BOP June 27, 2011 Our insured accidentally threw away some digital x-ray sensors in the trash. Now, they want to be compensated…
Vacancy and Construction, Renovation The insured purchased a foreclosed home on March 4, 2011 and immediately took out a Non-Owner Occupied…
Handling of Property Causes Property Damage July 5, 2011 We have a BAP with symbols 8 and 9 for liability coverages. Our insured hired a company to…
Med Pay Coverage under BOP June 20, 2011 Is the medical payments coverage under a BOP a per occurrence limit or per person limit? Illinois Subscriber…
June 13, 2011 Our client is a paint distributor and he has several employees that are salespersons that visit clients and prospects to place orders…