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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Fire Damage and Coverage under CGL Form and BAP Our insured's employee was driving a semi load of bailed corn stalks from the field to another location…
Work of Insured Causes Property Damage We insure Insulation Systems of Augusta . It was in the process of insulating duct work. The technician…
Property Damage Coverage in Doubt The insured is a homeowners association. It contacted the local village to clear some trees and bushes in a common…
Questions the application of CG 21 67 in a water damage and mold claim situation.
Intentional Damage not Covered by PAP Under the physical damage section of the personal auto policy, there does not seem to be a specific exclusion…
All Named Insureds Not Required to Sign Proof of Loss June 6, 2011 Can an insurer reject a proof of loss because it is signed by one, but not all, named…
Coverage C Limit for Property at Other Residences I am looking for clarification on the ISO contract regarding the 10% of Coverage C limit for…
Liability Coverage When Part of the Property is Leased to an Oil Company On an ISO HO 00 03 10 00 form, the insured leases land to a gas/oil…
Building or Personal Property? Is a refrigerator in an owner occupied dwelling considered part of the dwelling or part of the contents on a DP-1…
Liability for Tractor off Premises We are looking for your opinion regarding liability coverage for a farm/garden tractor under a HO 03 04/91…