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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
What happens when the ceilings contain asbestos; does the association or the unit owner have to provide coverage?
Discusses cost of accounting fees when insured hires accountant to put together documents at the carrier's request.
Discusses questions surrounding the 72-hour waiting period.
If the business is closed due to a restraining order, is that loss of income covered as business income?
A question of coverage for mold damage to buses stored in a bus barn containing moisture.
Extra expense and the business income limit.
Pets as Personal Property August 1, 2011 We recently had a complaint filed regarding injury to a cat. The neighbor's dog came onto the residence of…
Discusses replacement of windows when matching windows are no longer available to match undamaged windows.
Wrong Delivery of Liquid Products Endorsement July 25, 2011 Endorsement CA 23 05 12/93, Wrong Delivery of Liquid Products, is an Amendment on Commercial…
Liability Coverage for Security Company July 18, 2011 I have an Armed Guard Security agreement and am attempting to update the insurance requirements.…