Liability Coverage for Security Company

July 18, 2011

I have an Armed Guard Security agreement and am attempting to update the insurance requirements. In addition to personal injury via the CGL form, is there any other coverage, such as Professional Liability, that should be required for this type of contract?

Kentucky Subscriber

You should consider security guard or law enforcement professional liability coverage. In particular you need to address the exposure of a guard shooting someone. That may be interpreted as intentional injury and thus excluded on the CGL policy.