A summary of the ISO Circular for June 18, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

The declarations page for the ISO Homeowners policy forms.

FC&S is delighted to annouce that it is celebrating it's 95th year of providing policy analysis and interpretation.

When loss assessment language refers to an event, is the event the date of loss, or the date of the assessment?

In honor of the 95th anniversary of FC&S, we present a letter from the editor celebrating it's 20th anniverary in June of 1949.

Staged accidents and phony injuries lead to trouble.

A summary of the ISO Circular for June 13, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Effective July 30, 2024.

All insurers writing P&C insurance in the state are required to respond.

They are civil penalties and not moving violations.