The Delaware Department of Insurance published a bulletin asking insurers to provide accommodation to federal workers affected by the government shutdown.
The government has been shut down since October 1, 2025, and as a result, many federal employees in Delaware have not received a paycheck and may be facing financial difficulties. To provide relief to those affected and avoid lapses in insurance coverage, the Department asks that insurers do the following:
- Provide a grace period for premium payments for at least 60 days
- Do not cancel or nonrenew policies because of non-payment of premium during the shutdown
- Waive late fees, penalties, and interest charges from late premium payments
- Provide at least a 30-day extension for property repairs if the repairs can’t be completed by the timeline specified in the policy
The bulletin can be found here.
Ray Sugrim
Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.