Questions set temperature requirement to maintain heat in a home.

Exploding Glass February 2, 2011 I have a claim with an HO 00 03 (4-91). The claim involves a tempered glass wall in a shower spontaneously exploding.…

Drywall and Paneling Replacement February 2, 2011 I am handling a fire claim in which there was fire-taped drywall behind the paneling. The insurance…

Appraisal and the Homeowners Policy February 2, 2011 I have three policyholders that have requested appraisal. The first one was concluded yesterday…

Specific Inventory Forms February 2, 2011 We have several adjusters who refuse to accept personal property inventory claims unless they are submitted…

What exactly is involved in the enforcement of an ordinance?

Fine Arts and Oil Paintings February 2, 2011 We have a limitation under our policy for "loss to art glass windows and other works of art such as,…

Asbestos Floor Tiles Removal February 2, 2011 Under our Mortgage Service Residential Policy (MSP-RES), the dwelling sustained an on-premises covered…

Discusses construction types, fire protection classifications, and their impact on homeowners rates. A working knowledge of construction and fire protection class distinctions is one key to properly underwriting and pricing homeowner risks.

Discusses the cost to remove uninsured contents when a floor is damaged and must be replaced.