Residence Premises Defined? One of our homeowners insureds (on an HO 00 03 10 00) was in a nursing home for nearly five years prior to her death. Her…

Discusses acid rain as a covered loss under comprehensive coverage.

Boatowners—Marine Life Exclusion We have a boatowners insured. The policy insuring the boat is not an ISO form, but we hope you can help us in…

Are Injuries to Family Pet Covered? Our insured visited a relative, whose dog laid under our insured's truck, in the shade. When the insured left, he…

Auto as Defined on the PAP Our insured has a personal auto policy. He needs to rent a U-Haul truck for the weekend for nonbusiness use. The personal…

Causal Relationship in an Auto Accident Our insured rear-ended another vehicle that was towing a trailer. There was minimal damage, but our insured's…

Actual Cash Value or Replacement Cost on Farm Outbuilding? Our farmowners client is covered on a American Association of Insurance Services (AAIS)…

This article discusses how insurance is handled in Canada.

Paint Particles Throughout House March 7, 2011 The insured had a painter performing some interior spray painting on the stair railings. Based on the…

Vehicles Used to Service Insured Location February 2, 2011 Please provide your coverage opinion. Our insured resides in Perris, CA and was the victim…