Drywall Behind Paneling December 14, 2010 I am handling a fire claim in which there was fire-taped drywall behind the paneling. The insurance company…

HO 23 84 12 10 Mine Subsidence Coverage Endorsement - Kentucky (Schedule), December 2010 edition

Irrigation System: Plumbing or Not? November 7, 2010 We have an insured with a Masterpiece homeowners policy with Chubb. The insured has an irrigation…

Assumption of Obligation Explained November 8, 2010 Duty C. in Section V. Duties After Loss of the ISO Personal Umbrella Policy reads as follows: "…

Son Living in Other Structure a Member of the Household? November 7, 2010 I have a question on an HO 00 08 04 91. The insured's forty-two-year-old son…

A question of determining value of a claim when it takes a long time to settle and values change.

Cohabitating Fiancé November 1, 2010 We denied a burglary claim due to the stolen property belonging to a roomer/tenant and the covered property…

HO 04 41 10 00 Additional Insureds - Residence Premises, October 2000 Edition

Damage to Air Conditioner Caused by Power Surge October 11, 2010 We have a coverage question under our HO3 policy. The insured's AC unit condenser was…

Tree Limb Fall due to Wind or Other Cause? We provide Homeowner's coverage to our insured under AAIS Form 3 Ed 2.0. The Dec Page indicates the deductible…