Discusses costs to dry out home by running air conditioning; repairs or ALE?

Trophy Animals July 19, 2010  I have a client that has several mounted trophy animals. The trophies were damaged in a fire. The question of valuation…

Homeowners InsuranceDecember 1, 2009Coverage Comparison ChartMany different homeowners forms are compared in the chart printed in the following…

Tenant's Dog Damages Property June 28, 2010   We insure a dwelling under an HO 00 03 10 00 ISO form with a Limited Fungi, Wet or Dry Rot &…

Flood Policy, Gulf Oil Spill, and Homeowners Coverage June 7, 2010 We're receiving several calls on this incident from worried residents in Louisiana…

Trailer Includes a Pig Cooker? May 5, 2010 Our insured owns a pig cooker. This is essentially a large grill with wheels that has a hitch you attach…

Settling Due to Leaking vs. Natural Causes May 5, 2010 The policyholder submitted a claim for a broken water pipe hidden behind the walls of his home.…

Boat Club Member an Owner or Renter of Boats? April 14, 2010 We have been presented a claim where the claimant was injured on a boat. The boat was part…

Vehicle Titles as Personal Records May 5, 2010 I have a question regarding coverage under a HO3. The insured has 24 titled vehicles for road use. A…

Off Premises Coverage for Backhoes and Other Such Vehicles We are concerned about coverage under ISO homeowner forms for "motor vehicles" that could…