Automatic Coverage For Additional or Replacement Vehicles September 9, 2013 Summary: The policy provisions of the personal auto…

ISO's personal auto policy PP 90 01 07 06 with restricted liability coverage is discussed and explained.

Updating of Undamaged Septic System September 4, 2013 I have an insured who has suffered covered fire damage to his home. During the course of reconstruction…

Tenant’s Policy Coverage When Tenant Dies on the Property August 6, 2013 We have a commercial client who had a tenant die in an apartment. It…

Liability Coverages—AAIS HomeownersPrincipal Liability and Medical Payments Coverages September 2007 Summary: The liability and…

Extenuating Situation When Reporting a Loss August 6, 2013 We have a major homeowner loss where the owner was out of the country when the fire rendered…

Business Property when the Insured Retires   August 6, 2013 When does business personal property become personal property?   A gentleman retires…

Suicide by Gunshot August 6, 2013 Question is under a homeowners policy, the named insured commits suicide by shooting himself with a shotgun. We are…

Discusses common law marriage and coverage.

Bed and Breakfast May Not Be a Business August 12, 2013 The homeowner policy allows for occasional rental of the dwelling to others. What if the insured…