Damage to Common Areas under a Tenant Homeowners? Our insured, who rents one of three units in a landlord-occupied dwelling, has an AAIS tenant homeowners…

Dwelling Under Construction—Liability Coverage Our insured is a homeowner who is acting as his own general contractor in building his new home.…

Discusses coverage for collapse of 20 year old ceiling.

Discusses damage from falling rain as opposed to surface water on a dwelling policy.

Are costs associated with dry cleaning and the rental of storage space covered by 1991 HO-3 policy?

Collapse coverage varies by form.

Damage Caused by an Insured? A part-time residence employee, while edging a yard, flipped a stone up that broke the window of his own pickup. We think…

Collapse During Construction—Vehicle Peril as Cause of Collapse Our insured is building a new home and we're using a HO-3 as a form of builders…

Our claims department continues to struggle with coverage provided by the CP 00 17 10 00 for (specifically) carpeting, and also wallpaper and paint…

The following exclusions apply to: 1. all property covered under this form. c. Extremes of temperature or dampness of atmosphere. We do not pay…