This chart presents statutes for hotels addressing the presence of bedbugs and other insects.

Under Homeowners form, questions if decaying racoon is a rodent for purpose of coverage determination.

California Earthquake Authority Basic Earthquake Policy June 25, 2018 Summary: The 1994 Northridge earthquake in California lead to severe restrictions…

Declarations Page (The Dec Page)   June 18, 2018   An Overview Summary: In journalism school, potential reporters are taught that every…

This article discusses replacement cost language under homeowners and dwelling policies.

Insured claimed he paid rent for staying at a girlfriend's house when in fact the checks were never cashed.

 A recent office conversation involved a discussion of coverage for a town or board of education after an active shooter tragedy. Specifically,…

Is the mileage that thieves put on a car they stole diminished value?

In this July 2017 article that appeared in NU Magazine, Karen Sorrell provides an overview of surplus lines.

State-by-state list of contacts for Guaranty Funds.