Wind Driven Rain July 27, 2015 We have an HO 00 03 05 11 that has endorsement HO 32 32 06 12 stating constant or repeated discharge, seepage, or leakage…

DL 98 91 02 15 Personal Umbrella Liability Policy, February 2015 edition

Discusses droughts and possible losses that can result.

Settling Multiple Claims Against One Insured July 27, 2015 Insured has a renter's policy and lives in an eight-unit apartment building. She caused a…

Use of ATV at a state park.

Homeowners and Premises Liability August 4, 2015 Standard of Care Owed Summary: "A man's home is his castle" goes the saying.…

Analyzes ISO form FP 00 90, which contains conditions, definitions, deductible information, and limits. The form is attached to the other farm property coverage forms.

Discusses water backing up through drains in the home.

Discusses rationale behind scheduling, coverages, and exclusions.

Ride-Sharing Insurance RegulationsJuly 17, 2015As ride-sharing has caught on in popularity, it has come to the attention of legislators that drivers…