When you hit a deer then get rearended; one deductible or two?

Division of benefits between policies.

Med Pay Dilemma February 9, 2015 We have a NYS personal auto policy for our insured. His child's finger was injured when the door of a rental car was…

Snow plow blades and coverage on a personal auto policy.

When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?

Questions if earthquake coverage added to homeowners policy extends to provide coverage for damage from blasting.

Cancellation of Debt and Medical Expense Coverage   January 5, 2015   Our Insured has a homeowners policy (HO 3 10 00) with Med pay coverage.…

Closing Costs as Part of Replacement Cost   January 5, 2015   Our insured has a standard HO-3 policy. They suffered a total loss of their…

Faulty Construction   January 5, 2015   Please explain the faulty construction exclusion and when this can be used to deny a claim. I have…

Water from Broken Pipe Moves through Soil before Causing Damage  January 5, 2015  The insured has a home insured under an HO 3. The house was damaged…