Boat House on Property Leased from Utility Company August 11, 2016 We insure several lake houses on a lake in North Carolina owned by Duke Energy. The…

House in Living Trust after Death of Insured August 11, 2016 Our insured was a widowed lady who died two years ago, and all of the household contents…

Are broken door handles and similar damage that occurs over time damage?

Damage Caused by Bears September 5, 2016 If a bear damages the siding on the insured's garage, would this be covered under the homeowner's policy? Would…

Appraisal and Disposal of Damaged Contents August 15, 2016 A fire loss lead to substantial damage to the insured's structure and contents. The contents…

Escaping vehicle in a flood leads to injuries; is this occupying or getting off of the vehicle?

Should pack-out be coverage A or coverage C?

Discusses perils insured against, how special limits of liability apply, and exclusions in the ISO HO 00 05.

Summary: Drones have been the latest new technology to catch the headlines. They are unmanned aircraft, often compared to model aircraft, but have…

Analyzes the progressively broader array of perils provided in the ISO Homeowners 2011 Program, including differences between the 2000 and 1999 programs. This discussion concentrates on named perils coverage.