Damage to Neighbor’s Residence Caused by Insured’s Teenager May 11, 2015 Facts: Our named insured set up a tarp in his backyard so his fifteen-year-old…

Discusses the Maryland Insurance Department's response to riots in Baltimore City.

Coinsurance on Other Structures April 20, 2015 I have a loss to other structures on the homeowners policy. Is coverage and coinsurance determined…

I am reviewing a snowmobile policy with the following contract and endorsement: PP 00 01 01 05, Personal Auto Policy Contract, and PP 03 20 01 05,…

Road Damage to Tires Exclusion April 13, 2015 Our insured slid on wet pavement and struck a curb. As a result, the tire was the only part damaged. Does…

Cameras Form   April 6, 2015   Summary: Photography is a popular hobby and cameras and gear can be expensive. A hobby photographer may have…

Dropped Cell Phone March 9, 2015 The insured, while driving his vehicle, had his cell phone in his lap. He parked his vehicle, and when he got out of…

Insurance for a rented condo.

Discusses early endorsements from various carriers providing coverage for ride-sharing.

Coverage for Domestic and Agricultural Employees February 13, 2015 A Discussion Summary: Domestic, agricultural, and casual employees…