Winterizing Gone Awry October 26, 2015 A client of ours owns a second home in New Jersey and had hired a plumber to winterize his plumbing before the…

Person Living in Unit over Barn October 26, 2015 I have a standard HO-3 on this risk; the insured is in horse country and has a barn with a living unit…

Discusses ordinance or law provisions in conjunction with policy language for loss settlement.

State partks and coverage from the homeowners policy when you're staying in the park.

Snowmobile Endorsement  June 1, 2005  Adapts Personal Auto Policy  Summary: Under current personal auto rules and forms, privately owned snowmobiles…

Determining Cause of Loss October 26, 2015 A hole was discovered in a client's pool super structure. They have an all risk policy. The insured believed…

Diesel mistakenly put into gas engine causes damage.

Discussion of duty to defend.

Raccoons in the Attic October 5, 2015 I have a client that has sustained raccoon damage to his home, including the soffit area. This is a seasonal home…

When Is an Old Heating System Too Old? July 27, 2015 An insured has an old heating system in need of repair. Each year he travels to Florida for a month.…