The ensuing loss exception to certain perils.

Claim Made Years after Death of Insured January 18, 2016 I am handling a claim for a daughter who lost her mother multiple years ago. The daughter informed…

PAP Exclusions January 11, 2016 We have an insured with a PP 00 01 personal auto policy who rented his 99 Dodge Ram truck to a construction company…

The AAIS Home-Based Business Coverage Form—Property Reviewed December 1, 2015Property Coverages Summary: The Association of Insurance…

Wall-to-Wall Carpet over Hardwood December 28, 2015 I have a coverage question that has arisen with a partial loss house fire on an AAIS Form HO3.…

Homeowners Section II Exclusion December 28, 2015 Summary: The homeowners business pursuits liability exclusion, which also appears in the…

Personal Auto Accident Question December 21, 2015 Under a personal auto policy we have a situation in which our insured struck the rear of another vehicle,…

Discusses one occurrence or more in a complaint seeking a declaratory judgment that an attack by two dogs was more than one occurrence.

When trees are damaged by fire, where does debris removal coverage come into play?

Business Pursuits Exclusion  November 30, 2015  In this declaratory judgment action, the insurer appeals from a judgment from the trial court that,…