Intentional shooting and physical abuse.

Electric Vehicle Charging Station Liability Coverages February 9, 2016 With the growing interest in alternative energy sources, electric…

Freezing to Swimming Pool Water Lines February 8, 2016 Under the HO-3 policy, would freezing to plumbing lines run to an in ground swimming pool…

Falling Leaves do not Invoke Wind/Hail Deductible January 27, 2016 Insured has a roof with a deep valley that in the fall collected enough leaves to…

Fire Damage to Trees-Debris Removal or Additional Coverage for Trees January 27, 2016 I am working several large property claims from the Northern CA…

Additional living expenses and vacation property, what is covered when it's not the main dwelling?

Total Loss Settlement is Valued Policy State January 27, 2016 This question is about when a dwelling with no coverage issues is deemed a total loss…

Coverage for Airbag Deployment February 1, 2016 If airbags deploy because of hitting a pothole, is there coverage under a standard personal auto policy?…

American Association of Insurance Services (AAIS) developed its farm umbrella program in response to the growing liability exposures that face today's farmowners.

The AAIS form GL-2 Ed 2.0 is used to provide farm personal liability coverage for liability exposures on the insured premises and personal activities.