Describes what constructive total loss is, supported by case findings in marine, homeowners, property and automobile physical damage.

When you should have changed coverages before the loss occurred.

A police officer behaves badly.

When an insured changes deductibles and tries again.

This checklist for Personal Auto Policies helps the user make sure nothing is missed when writing a new policy.

A split-usage personal auto model would account for the split role a car operator plays, shifting between driver and technical supervisor.

Efficient proximate cause is often confusing. This chart reviews cases by state, and provides statute for the few states with statutes on the books.

When you end up in prison for lying about a claim.

This NU Claims column from May/June 2022 discusses the development and current status of autonomous vehicles.

When insurance doesn't seem important until after the loss.