The insurer wanted strict compliance from the policyholder, but state law only required substantial compliance.

A man was driving his friend's car to a tire shop for repairs and had an auto accident. Was he driving a "non-owned auto" for coverage purposes?

The court refused to interpret the policy at issue in a way that contradicted the express terms of that policy.

Is a disagreement over the cause of an underlying suit enough for an insured's suit to survive summary judgment?

Does it go against public policy to exclude coverage for damages to the insured's vehicle that were incurred while the insured was driving drunk?

When an insured adds UMPD coverage to her personal auto policy, is the insurer required to obtain a new waiver of UMBI coverage?

An insurer paid its insured for a covered claim. Is the insurer required to provide matching coverage related to that claim?

A man ordered a trailer and equipment from a manufacturer. Is it considered custom equipment or components for purposes of physical damage coverage?

The windows on six high-class vehicles were accidentally left open during a severe rain storm. Is there coverage for the resulting damages?

If an insurer is required to provide coverage to ensure the insured's replaced or repaired property matches, does that coverage extend to property that was mismatched before the loss occurred?