Property Damage Coverage in Doubt The insured is a homeowners association. It contacted the local village to clear some trees and bushes in a common…

Questions the application of CG 21 67 in a water damage and mold claim situation.

Fire Damage and Coverage under CGL Form and BAP Our insured's employee was driving a semi load of bailed corn stalks from the field to another location…

Intentional Damage not Covered by PAP Under the physical damage section of the personal auto policy, there does not seem to be a specific exclusion…

Work of Insured Causes Property Damage We insure Insulation Systems of Augusta . It was in the  process of insulating duct work. The technician…

Prior Knowledge Clause Prevents Coverage for Embezzlement Losses   The insured accounting firm sued a professional liability insurer, alleging…

Lawyers Professional Liability ISO LW 00 01 03 11 June 6, 2011 Summary: The Insurance Services Office (ISO) has published a lawyers professional liability…

Workers Comp and Wrongful Death Claim   The legal representative of a subcontractor's employee, who had been killed in an explosion at the general…

All Named Insureds Not Required to Sign Proof of Loss June 6, 2011 Can an insurer reject a proof of loss because it is signed by one, but not all, named…

The insurer filed a declaratory judgment action seeking a declaration that its policy excluded a claim for remediation of mold discovered after the insurer had paid a water damage claim.