Commercial Umbrella andExcess Liability Coverage October 2011 Coverage Checklist Umbrella and excess liability policies share a common goal of providing…

November 2011 Intro Page   Dec Page   The article of the month in the Dec Page concerns the inventory shortages exclusion. The standard commercial…

That Particular Part The District Court of Appeal of Florida , Fourth District, ruled on a dispute centering on the phrase "that particular part". This…

Occupancy and Utilities October 24, 2011 We are working a claim in which the home was still being occupied but the insured had the utilities off for…

Additional Insured Coverage for Officers October 17, 2011 If an additional insured scheduled on the CG 20 26, Additional Insured - Designated Person…

Commercial Automobile InsuranceOctober, 2004Coverage Checklist The business auto coverage form is the predominant form for firms insuring…

Replacement Cost Less Than ACV Our insured owned a building that was destroyed by fire. The building was insured on an ISO form CP 00 10 10 90. The…

Bacterial Contamination and the Pollution Exclusion in the CGL Form An action for declaratory relief was the derivative of a state court action brought…

Water Damage Claim to Interior of Building October 10, 2011 Insured alleges that during Hurricane Irene, contents sustained water damage due to roof…

Discusses business income coverage for unbilled hours of work during a suspension of operations from a covered peril.