Definition of Business March 5, 2012 The insured is a retired music teacher who charges $10 a lesson for thirty minutes of her time. The insured said…

Riggers Liability Coverage Form—Archived Article October 2008 Summary: Rigging contractors, commonly known as "riggers," who lift, set in place,…

Homeowners Form HO 00 08—Archived ArticleJanuary, 2001Repair Cost or Actual Cash ValueSummary: For many insureds the…

UM Coverage for Off-Road Vehicle   The insured sought uninsured motorists (UM) coverage after being injured while using an ATV on a trail. The…

NAMIC Property Casualty ConferenceClaim Arbitration Service January, 1999 Arbitration of Disputes InvolvingAutomobiles and Livestock Summary:…

Personal Umbrella Liability Insurance March 1, 2012 Coverage Checklist Personal umbrella liability policies share a common goal of providing higher…

Known Loss Scenario   The insured sought retroactive insurance coverage for his land after erosion issues between his land and his neighbor's land…

WES DEL 01 (02 12) Policy Summary Comparison Worksheet.

Loading or Unloading Coverage Question February 27, 2012 The insured had unloaded the floor buffer and performed the cleaning operation. The employee…

Insurance for Churches—General   Reviewed February 24, 2012 Unique Exposures   Churches face many perils of property damage and liability…