Property Damage and the CGL Form   November 28, 2011 What Is Property Damage?   Summary: The commercial general liability (CGL) forms will…

Executed Contract Language and Additional Insured Coverage A contractor and a subcontractor brought an action against the sub-subcontractor's commercial…

Towed Vehicle and the Meaning of Disabled November 28, 2011 The Business Auto Form (BAP) is the policy in question. Our insured driver was arrested…

December 2011 Intro Page   Dec Page   The article of the month in the Dec Page pertains to contractual liability exposure. In terms of insurable…

Unintentional Damage November 22, 2011 With an impending hurricane coming, the insured boarded his windows with plywood nailing through the vinyl siding…

Deductible Calculation November 22, 2011 In a settlement for contents with no replacement cost coverage so the contents will be settled at ACV only…

Water Lines as Structures Attached to the Dwelling November 22, 2011 Underground tree roots the insured's water line and sewer lines, which are connected…

Storm Damage Raises Deductible Questions November 21, 2011 A commercial building sustained wind damage to the roof and interiors as a result of a windstorm.…

Auto Parts as Art Work November 22, 2011 The insured had many classic auto parts on his walls as art. Parts used included a Corvette hood, a steering…

Discusses coverage for theft of medical marijuana plants.